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Devon Coombs Academy

Salary to hourly calculator.
Compare the whole offer.

Convert your salary to hourly pay, then compare two job offers by working hours, paid leave, bonus assumptions and benefits. See what a raise gives you and how much more time it asks for.

Going the other direction, the hourly to salary tables convert a wage into yearly pay.

Make it your number

What does your work schedule change?

Keep your annual salary fixed and see what longer weeks or paid time off mean for each hour you work.

Paid leave reduces hours worked, not annual salary. If leave is unpaid, first enter the lower annual pay you expect to receive.

Effective pay per hour worked

$43.27

$90,000.00 ÷ (40 hours × 52 weeks)

Annual salary
$90,000.00
Monthly average
$7,500.00
Average per payment
$3,461.54

All figures are before taxes and deductions. “Average per payment” divides annual pay by 26. Payroll calendars can have an extra pay period; check your employer’s schedule.

Evaluating a raise or a new role? Compare two salary offers, including hours, bonus scenarios and benefits.

Next: turn gross pay into a budget. Use your pay stub for actual taxes, retirement contributions, and employee-paid benefits. The IRS estimator helps with federal income-tax withholding; it does not calculate every paycheck deduction. Then try the Bay Area career and lifestyle planner.

A better job-offer comparison

More salary. Better offer?

Compare two annual salary offers by money and time. See how hours, paid leave, bonuses and benefits change the answer before you decide.

Illustrative starting comparison: $90,000 versus a roughly 22% raise, with a longer workweek. Edit both offers to match your situation. Examples are not market salary estimates.

Offer A

Include the evenings and weekends you expect to work.

Include holidays and leave you expect to take. For a five-day week, 20 days = 4 weeks.

Enter the target, not a guarantee. Test the payout assumption below.

Benefits & first-year signing bonus $0 insurance / year · $0 retirement / year

Only your share of health, dental and vision premiums. Use the same family coverage for both offers.

Only the employer contribution you expect to earn and retain under the plan’s vesting rules. Exclude your own contribution.

Shown in first-year cash only. Check payment dates and repayment conditions.

Offer B

Include the evenings and weekends you expect to work.

Include holidays and leave you expect to take. For a five-day week, 20 days = 4 weeks.

Enter the target, not a guarantee. Test the payout assumption below.

Benefits & first-year signing bonus $0 insurance / year · $0 retirement / year

Only your share of health, dental and vision premiums. Use the same family coverage for both offers.

Only the employer contribution you expect to earn and retain under the plan’s vesting rules. Exclude your own contribution.

Shown in first-year cash only. Check payment dates and repayment conditions.

What if the annual bonus pays…

This is a shared scenario for both offers, not a probability forecast. A bonus can be zero or exceed target; contractual guarantees need separate review.

Your comparison · 0% of target bonus

Separate the annual gain from the hours it takes.

Adjusted recurring value = base salary + modeled annual bonus + counted employer retirement − your insurance premiums. It is before taxes and includes retirement money you cannot spend like a paycheck.

Adjusted recurring value / year

Offer A$90,000
Offer B$110,000

Offer B · $20,000 more / year

Adjusted value / hour worked

Offer A$46.88
Offer B$41.67

Offer A · $5.21 more / hour

Offer B requires 720 more working hours a year in this scenario. Commute time is not included.

See exactly what is counted
Annual amount unless notedOffer AOffer B
Base salary$90,000$110,000
Annual bonus at 0% of target$0$0
Your insurance premiums (subtract)$0$0
Cash after premiums, before taxes$90,000$110,000
Counted employer retirement (not cash pay)$0$0
Adjusted recurring value$90,000$110,000
Signing bonus (first year only)$0$0
First-year cash incl. signing bonus, after premiums$90,000$110,000
Hours actually worked / year1,9202,640

Cash figures still exclude income and payroll taxes, your retirement saving and other deductions. Signing bonuses appear only in first-year cash; the annual and hourly value comparisons exclude them.

Quick answers by annual salary

Start with 40 hours a week and 52 weeks, then adjust the schedule on each page. All amounts are before taxes.

Figures are gross pay; taxes, benefits, and actual hours worked change what lands in a paycheck. By Devon Coombs, CPA, MBA, Assistant Teaching Professor of Finance at Santa Clara University.

From the author: Devon Coombs, CPA, MBA teaches finance at Santa Clara University and works with corporate teams on practical AI.

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