The 10 Laws of Finance

Master the fundamental principles that govern wealth, risk, and future impact.

Welcome to the 10 Laws of Finance

Part 01

PART ONE: WHERE YOU ARE

1
1

You Cannot Fix What You Hide

Transparency is the first step to financial health. Hiding debts or spending habits only compounds the problem.

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2
2

Displaying Wealth Consumes It

True wealth is what you don't see. Spending money to look rich is the fastest way to become poor.

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3
3

A Number Alone Will Lie to You

Context matters. A single financial metric without context can lead to misleading conclusions.

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Part 02

PART TWO: WHERE YOU'RE GOING

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4

Accuracy Emerges From Error

Financial planning is an iterative process. You will be wrong, but correcting course is what leads to accuracy.

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5
5

Present Decisions Create Exponential Future Impact

Compound interest applies to decisions as well as money. Small choices today have huge consequences tomorrow.

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6

Potential Is a Story; Cash Flow Is Reality

Don't bank on future potential. Cash flow is the oxygen of your financial life; without it, you suffocate.

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Part 03

PART THREE: HOW YOU GET THERE

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7

The Only Worthwhile Risks Command Incremental Expected Rewards

Risk should always be compensated. If the potential reward doesn't justify the risk, walk away.

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8

Concentration Creates Unnecessary Fragility

Diversification is your defense against the unknown. Don't put all your eggs in one basket.

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9
9

Every “Yes” Has a Casualty

Resources are finite. Saying yes to one thing means saying no to something else. Choose wisely.

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10
10

Success Hardens Into Constraints

What got you here won't get you there. Past success can create rigid habits that hinder future growth.

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Epilogue: The Ledger You Carry Forward

Your financial journey is a story written in numbers and choices. What will your ledger say at the end?

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