Skip to main content
DEVON COOMBS
LLC
Academy
, home
About
Teaching
Work with me
Finance & accounting consulting
Advice on a transaction, technical question, or transformation.
Embedded finance teams
Experienced practitioners for work that needs an owner.
AI Center of Excellence
Recurring training and support for your finance team.
Training & Speaking
Explore
The 10 Laws of Finance
The book, companion resources, and facilitator guides.
Research & frameworks
Applied methods, articles, and tools you can use.
Ambition, Aligned
Conversations on careers, money, and meaningful work.
Free Academy
Interactive courses in finance, real estate, and applied AI.
Academy
Main Site
Search...
⌘
K
Let’s talk
Exams
/
Personal Finance & FIRE
/
Advanced Strategies & the FIRE Movement
Test 1 Practice
Test 1
100
Test 2 Practice
Test 2
130
Test 3 Practice
Test 3
120
Options & Derivatives
Test 4
40
Capital Structure Theory
Test 5
40
Working Capital Management
Test 6
20
Personal Finance & FIRE
Test 7
50
Chapters
Shuffle
1/10
Easy
According to the Trinity Study, what is the '4% Rule' regarding financial independence?
Tip: Right-click (or long-press) an option to cross it out.
A
An investor must achieve a 4% minimum real return every year to prevent bankruptcy.
B
An investor can withdraw 4% of their initial retirement portfolio value in Year 1, adjusted for inflation annually thereafter, with a high statistical probability of never running out of money over a 30-year period.
C
An investor must save exactly 4% of their gross income annually from age 22 to achieve retirement by age 65.
D
An investor is immune to market crashes as long as they hold 4% of their portfolio in cash emergency reserves.
Academy
Corp Fin
Real Estate
Entr Fin
Applied AI
